Employers Liability Insurance
Employers Liability Insurance protects your business against your legal liability for injury, illness, disease or death of any employee under a contract of service with your business.

Workplace accidents are the very common in Ireland, particularly falls from heights and working with machinery in construction and agriculture sectors. In 2010 there were circa 20,000 work related injuries and 48 work related deaths in Ireland. While employers may endeavor to adhere to safety regulations as well as possible, they still need protection from litigation.

What is an employee? Most policies extend the definition of a direct employee to include: Labour-Only Sub Contractors or persons supplied by them, Self Employed Persons, Persons hired or borrowed by the insured under agreement, persons engaged in training, education or work experience. This means that claims against your business under these categories will be indemnified by your insurance, provided you have paid your premium for them.

Brady Insurance has a lot of experience in helping clients improve and record their safety procedures in order to protect their employees but also to drive their premiums down. We can assist in getting your safety statement together, putting contractor checking systems in place, induction training, translation for foreign nationals among other things.

It is also possible to get Employment Practice Liability Insurance for employment related legal actions taken by your employees for issues such as wrongful termination, discrimination or other employment related disputes. Your commercial legal protection policy can also give some of these benefits. For more information on this contact our commercial team on 0719620193 or email commercial@bradyinsurance.ie.  

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